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XMET provides exposure to global producers of copper, lithium, nickel, cobalt, graphite, manganese, silver and rare earth elements. This covers clean energy providers, along with leading companies tackling green transport, waste management, sustainable product development, and improved energy efficiency and storage. GHHF seeks to help investors build long-term wealth by providing moderately geared exposure to a diversified portfolio of Australian and global equities. G200 seeks to help investors build long-term wealth by providing moderately geared exposure to the returns of the broad Australian sharemarket. Widely regarded as a leader in private credit, Cliffwater manages one of the largest portfolios of direct loans available to investors. The fund primarily invests in the US-domiciled and regulated Cliffwater Corporate Lending Fund (Underlying Fund).

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This information is general in nature and doesn’t take into account any person’s financial objectives, situation or needs. QMAX aims to provide regular income along with exposure to a portfolio of the top 100 companies listed on the Nasdaq stock market. WRLD aims to provide exposure to a diversified portfolio of global shares, managed to reduce volatility and defend against losses during market downturns. GGUS provides investors with cost-effective geared exposure to the returns of the broad US sharemarket, hedged for currency exposure. For over 20 years, Cliffwater has been at the forefront of private market investing, providing clients with access to proprietary research, indices, and investment solutions.

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• IG offers a wide range of resources to support your learning and skill development.6.
• HNDQ aims to track the performance of the Nasdaq 100 Currency Hedged AUD Index (before fees and expenses).
• INCM aims to track the performance of an index (before fees and expenses) that provides exposure to companies which have increased or maintained dividends every year for at least 10 consecutive years within developed markets outside of Australia.
• HBRD aims to provide investors with attractive monthly income from an actively managed diversified portfolio of floating rate hedged credit income instruments including cash investments, senior and subordinated bonds, hybrids and securitised credit.

EX20 aims to track the performance of an index (before fees and expenses) comprising the 180 largest stocks listed on the ASX, after excluding the 20 largest, based on their market capitalisation. MMKT aims to generate a yield (before fees and expenses) that exceeds the Bloomberg AusBond Bank Bill Index, paid monthly, from a portfolio of Australian dollar cash and short-term money market securities issued by investment grade entities. ASIA aims to track the performance of an index (before fees and expenses) comprising the 50 largest technology and online retail stocks in Asia (ex-Japan), including technology giants such as Alibaba, Tencent, Baidu and JD.com. There are genuinely high-quality online pokies for real money with great rtp, fast and responsive support, and a quick, hassle-free verification process. This may be a voucher that can be used for food, fuel, or other practical needs, or we may refer you to other services for casework, financial counselling, or other practical or emotional support. At times we partner with universities and other organisations, working locally and internationally to support further understandings of relationships.

Don’t risk your account by tapping on links that can lead to fake websites created to capture your logon details. This information does not take your personal objectives, circumstances or needs into account. Lending criteria apply to approval of credit products. Variable interest on your first $30,000 savings with a Life Savings and Choice bank account. This account doesn’t earn interest. This offer may be repeated from time to time, withdrawn, varied, or extended at any time.

Internally, we strive to embody servant leadership principles where our team members understand that everyone is a leader in their own area of influence and we ‘show up’ to support and encourage one another. Externally, we strive to provide the best online customer experience possible. We aim to do the same for all sectors for which we develop products and services. Brendan has curated an executive team with a rich history in both the VET Sector and online training industry to drive Clear to Work’s mission and vision forward. We continue to be pioneers by building new and better ways of delivering outstanding products and services both to the corporate space and to the public. Proud to be Australian owned and operated, Clear to Work was the pioneer in online training for hospitality.

YMAX aims to generate attractive monthly income and reduce the volatility of portfolio returns by implementing an equity income investment strategy over a portfolio of the 20 largest blue-chip shares listed on the ASX. The Fund’s methodology also preferences companies classified as ‘Sustainability Leaders’ based on their involvement in business activities aligned to the United Nations Sustainable Development Goals. AAA aims to provide attractive, regular income distributions and a high level of capital security via cash held in Australian dollar interest bearing bank deposit accounts. BBOZ seeks to generate magnified returns that are negatively correlated to the returns of the Australian sharemarket. BEAR seeks to generate returns that are negatively correlated to the returns of the Australian sharemarket. ECRD aims to provide investors with a high level of income through exposure to a portfolio of investment grade, Australian fixed income securities, with yields enhanced through the use of gearing.

Information provided is factual information only, and is not intended to imply any recommendation about any financial product(s) or constitute tax advice. All Applications are subject to credit assessment, eligibility criteria and lending limits. We pay our respect to First Nations peoples and their Elders, past and present. This time was different because they helped make a dream come true. This is my third time purchasing a vehicle, and Pepper Money has been there every time! Thanks for your understanding and support.

APRA acknowledges the Traditional Custodians of the lands and waters of Australia and pays respect to Aboriginal and Torres Strait Islander peoples past and present. APRA is Australia’s prudential supervisor, responsible for ensuring that our financial system is stable, competitive and efficient. APRA plays a vital role in ensuring Australians’ financial interests are protected and that the financial system remains stable, competitive and efficient. Sure, the couch colour has changed a few times,… Sure, the couch colour has changed a few times, the pool has got bigger, and you’re still teetering between kitchen styles but now the time has finally come and you’re ready to buy your very first home with a…

We respect the rights of all people, in all their diversity, to live life fully and meaningfully within their families and communities with dignity and safety, and to enjoy respectful relationships. Our services are for all members of the community, regardless of religious belief, age, gender, sexual orientation, lifestyle choice, cultural background or economic circumstances. Prince Harry joined Movember supporters in Melbourne to discuss the challenges of fatherhood, as he backed the men’s charity’s calls for more mental health help. Rugby League’s governing body has sent out tender documents to television networks and streaming services, asking for a valuation for each game. Older investors are embracing cryptocurrency for diversification, but the lack of dividends and volatility make it a high-risk investment heading into retirement. Private equity-style paydays are out of reach for most Australian CEOs.

The Nasdaq 100 comprises 100 of the largest non-financial companies listed on the Nasdaq market, and includes many companies that are at the forefront of the new economy. NDQ aims to track the performance of the Nasdaq 100 Index (before fees and expenses). The Index provides exposure to 100 of the largest non-financial companies listed on the Nasdaq market, with each holding in the Index weighted equally. QNDQ aims to track the performance of the Nasdaq-100 Equal Weighted Index (before fees and expenses).

Relationships Australia acknowledges the importance of relationships and family in Aboriginal and Torres Strait Islander culture. Relationships Australia acknowledges Aboriginal and Torres Strait Islander peoples as the traditional owners and custodians of the land and waters on which we live and work, and we pay our respect to Elders, past, present and emerging. Results from these surveys inform further understanding around key areas of interest at timely points in Australia’s history. We conduct relevant research across a broad range of topics in regards to relationships. We advocate for respectful relationships across all levels of society.